What is an insurance backed guarantee? An insurance backed guarantee can be applied for by the contractor once works have been completed. Running alongside a company guarantee, this covers the customer in any event that the company who completed your works ceases trading. This can be a valuable asset to both roofers and their customers. An insurance backed guarantee boosts customers confidence with homeowners knowing they have extra protection. Insurance backed guarantees are available for a period of up to 10 years and are always backed by an authorised insurer. Lots of companies offer their own company guarantee. However, if the company ceases trading this guarantee will be void. The insurance backed guarantee will continue to run for the remainder of the 10-year period covering all points stated in the company guarantee. Is an insurance backed guarantee mandatory? It is not mandatory for your roofer to offer an insurance backed guarantee. This is at the discretion of each contr...